Free Calculator
How much life insurance do you actually need?
An honest number, in 60 seconds. No pressure.
Step 1 of 5 · 60 seconds
What's your yearly income, before taxes?
$
Round to the nearest thousand is fine.
How many people count on your income?
Kids, a spouse, or anyone else who would feel it if your paycheck stopped.
What do you still owe on your home?
The remaining balance on your mortgage. This is what your family would need to keep the house.
$
What about other debt?
Cards, student loans, car loans. Add them up as best you can.
$
How old are you?
Age helps estimate how many income-earning years we're covering.
Here's a fair starting number for your family.
$0
Based on what you told us.
How we got there
This is an honest estimate, not a quote. The right number for you depends on your real life. Want to talk it through? It's free, no pressure.
Send my number to my inbox
We'll send your number and a quick breakdown, nothing else.
Good questions
A good starting point looks at your income, how many people count on you, your mortgage, and any other debt. Most families land somewhere between 10 and 15 times their annual income, but your real number depends on your life. This calculator gives you a fair, honest estimate in about 60 seconds.
No. The result is an honest estimate, not a quote. Your actual coverage and cost depend on your health, age, and the specific plan you choose. Think of this as a starting number so you can have a real conversation.
No. Your email goes to Regie's team, not a mass list. You'll get your number emailed to you, and that's it, unless you want to talk further.